It's not a great feeling seeing your years drift by without knowing what you are going to do when you hit retirement. That feeling of working all your life without saving enough for the years when you will probably need it most.

The retirement years, the year when you are suppose to put your feet up and enjoy life to the full. It's a time for travel and adventure or spending time with family and grand kids! But ask yourself this? How are you going to afford it? Do you save enough? Is your weekly wage or tiny pension going to cut it?

Well let me tell you, you are not alone. Hundreds of thousands of people are where you are now! I know this doesn't make you feel better, but the opportunity to change this isn't too far away. I know what you are going through and want to help you make your situation better.